Business Loan for MSMEs in Uganda

Loan Amount Up to UGX 50,000,000
Repayment Period 3 – 36 months
Processing Time As fast as 2 hours
Keep Your Vehicle Drive as usual

What is a Business Loan for MSMEs?

A Business Loan for Micro, Small and Medium Sized Enterprises helps business owners access financing for day-to-day operations, working capital needs or business expansion.

Instead of relying on traditional forms of business collateral, eligible applicants can use a car logbook as security to access the funds their business needs. This provides a simpler financing option for entrepreneurs who want to keep their business moving, manage cash flow or invest in growth.

Fast Business Loan for MSMEs in Uganda

Running a growing business often means managing stock, suppliers, payroll, equipment and unexpected expenses at the same time.

Phoenix Capital’s Business Loan for MSMEs gives business owners access to financing using a car logbook as security, helping reduce the need for more traditional collateral requirements.

Whether you need additional working capital, want to purchase stock, invest in equipment, improve your premises or expand your operations, the loan gives you a practical way to access business capital and keep moving forward.

Logbook Application Form

LOGBOOK LOANS

Your Details


Vehicle Details


Eligibility Criteria

Our Business Loan is designed for entrepreneurs and business owners looking for financing using a vehicle logbook as security.

Be a Ugandan citizen or resident
Be 18 years or older
Own or operate a micro, small or medium sized business
Own a registered motor vehicle with a valid logbook
Demonstrate active business operations
Provide valid identification
Meet Phoenix Capital's credit assessment criteria

Required Documents

Have the following documents ready to help make your Business Loan application process faster.

Original Vehicle Logbook Proof of ownership of the vehicle being used as security.
National ID or Passport A valid identification document for the applicant.
Business Information Supporting information showing that the business is active and operational.
Proof of Business Income or Cash Flow Relevant financial records demonstrating the business's ability to repay the loan.
Completed Application Form Provide the required personal, business, vehicle and loan information.
PLAN YOUR LOAN

Estimate Your Monthly Repayment

Adjust the loan amount and repayment period to get an estimate of what your monthly repayment could look like.

UGX 10,000,000
UGX 1M UGX 50M
12 months
3 months 36 months
Estimated Monthly Repayment UGX 974,871 per month
Apply for This Loan

Estimate based on a 2.5% monthly interest rate. Final repayment amounts, fees and loan terms are subject to assessment and approval.

Why Choose Our Business Loan for MSMEs?

Same-day approval and payout

Get your logbook loan approved and funded within 2 hours, so you can access cash when you need it most.

Transparent loan terms

Enjoy clear, straightforward loan terms with no hidden fees or unexpected charges.

High financing up to 70%

Unlock up to 70% of your vehicle’s value, giving you higher borrowing power with flexible options.

Trusted logbook loan provider

Work with a reliable lender known for fast service, professional support, and customer-focused solutions.

Keep your vehicle

Continue using your car as usual while you repay your loan, with no disruption to your daily routine.

FINANCE YOUR NEXT BUSINESS MOVE

Need Capital to Grow Your Business?

Access working capital or expansion financing using your car logbook as security. Get the funding your business needs while continuing to use your vehicle as usual.

Fast Access to Capital Get your application assessed quickly.
Keep Your Vehicle Continue using your car while you repay.
Built for Business Growth Finance stock, operations or expansion.
Car logbook secured business financing - Phoenix Capital Uganda
Move Your Business Forward

Capital That Keeps Your Business Moving

Access to the right financing can make the difference between maintaining your business and moving it forward. Phoenix Capital’s Business Loan gives micro, small and medium sized enterprises a practical way to access working capital or expansion financing using a car logbook as security.

Whether you need to strengthen cash flow, purchase stock, invest in equipment or expand your operations, you can unlock the capital your business needs without relying on traditional collateral such as land titles. Keep your vehicle, keep your business running and put your next opportunity within reach.

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